Your Business Insurance Is Probably Wrong - And You Don't Know It Yet
Stop wasting money on policies, advice, and coverage that don’t match how your business actually operates.
Sick of the Insurance Runaround?
Would you rather make money instead of trying to decipher insurance wording that reads like a toddlers hand writing?
Are you saying no to jobs because you're not sure your insurance will cover the work?
Are you stuck handing claims yourself while your broker goes missing?
In over 8 Years of Supporting Clients, We've had 100% of our claims successfully covered, with vast experience across Corporate to Micro SME businesses
Our Reviews
Watch This Before You Renew Your Business Insurance
Joe explains why the fine print matters before a claim happens
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Trusted By 400+ Clients
Video Testimonials
What Is The AJ Insurance Difference
We ANSWER the PHONE!
We make ourselves available to assist our client when they want to talk to us, including outside business hours if required
Cover for YOUR business!
Why should your business be treated like the rest of them. We ask the questions that actually uncover WHAT you do, and HOW you do it, so we can educate the insurer and get the right coverage
Certificates that Comply
Fast, compliant certificates of currency that ensure your business can continue trading without stress or pressure
Claims Support 24/7
We have a 24/7 claims line, so when things go wrong, we are available and ready to help manage your claim, and reduce the loss to your business.
Simplify & Explain
We will break down the complexity of your insurance policies, and explain them in plain English so you know exactly where you stand.
Broad Knowledge
Our extensive client base across many sectors gives us the knowledge to understand new concepts and ways of doing business, and relay that correctly to the insurance companies
Not Sure What You Need? We'll Walk You Through It
Core Business Covers
Public Liability, Products Liability, Business Package
Professional Risks
Professional Indemnity, Directors & Officers, Management Liability
Construction & Trades
Contract Works Insurance, Contractor Insurance, Tools of Trade Insurance, Public Liability Insurance
Motor & Transport
Motor Fleet Transport, Commercial Vehicle Insurance, Truck Insurance
Property & Assets
Commercial Property Insurance, Business Stock & Contents Insurance, Industrial Special Risks Insurance, Commercial Property Owners Insurance
Specialty Risks
Cyber Liability Insurance, IT Liability Insurance, Business Interruption Insurance, Marine Transit Insurance, Commercial Hull Insurance
Any many more, ensuring all of your business is covered
We DON'T GET PUSHED around by insurance companies. NEITHER SHOULD YOU!
Frequently Asked Questions
Answers to keep you on the move...
Can you review my current insurance without me committing to anything?
Yes. We’ll assess your existing cover, highlight any issues, and explain your options - no obligation to proceed.
How do I know if my insurance is actually set up properly?
Most business owners think they’re covered - until a claim proves otherwise.
We review your current policies and show you exactly where the gaps and risks are before it becomes a problem, then provide solutions to fix those problems
What happens if my insurance doesn’t respond to a claim?
That’s when delays, out-of-pocket costs, and serious financial exposure hit.
The goal is to identify those risks upfront - not when it’s too late to fix them.
Is cheaper insurance usually the better option?
Usually not. Lower premiums often come with exclusions, limits, or gaps in cover.
The real cost shows up when something goes wrong and the policy doesn’t respond.
What types of businesses do you work with?
We work with a range of businesses including trades, construction, professional services, and growing companies that need their insurance structured properly. In reality, if you have a business, we can assist or provide options suitable to your needs.
What does it cost to get a quote or review my insurance?
Nothing upfront. We’ll walk you through your current position and options first — then you decide what makes sense for your business.
About us
Hey, I'm Joe!
I built AJ Insurance for business owners who are sick of vague advice, slow responses, and insurance policies they don’t really understand.
Our job is to understand how your business actually operates, read the fine print, and structure your cover properly before something goes wrong.
That means plain-English advice, responsive service, and support when it actually matters — claim time.
Over 8 years of trading history supporting our clients
Experience from Micro SME to Corporate businesses
NO insurance claims declined in our history
A.J Daley Enterprises Pty Ltd (ABN 19 621 930 390) Trading As AJ Insurance Services is a Corporate Authorised Representative (AR No. 1259074) of McCormick Harris & Associates Pty Ltd (ABN 29 912 806 252; AFSL No. 238979)